J&K Police warn against fake loan apps used for blackmail

SRINAGAR — Jammu and Kashmir Police have warned people against fraudulent loan applications that may misuse personal photographs and contact lists to threaten, intimidate or blackmail users.

In an advisory shared on social media, J&K Police cautioned that certain fake loan apps seek access to sensitive personal information and may exploit photographs, contacts and other data to intimidate individuals.

Police urged people to verify the authenticity of loan applications before downloading them and exercise caution while granting permissions to mobile applications.

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Users have specifically been advised against allowing unnecessary access to their contact lists, photographs and other personal information, particularly when such permissions are not essential for the app’s functioning.

The advisory comes amid growing concerns over the misuse of personal data through fraudulent digital lending platforms, with police stressing the need for greater vigilance before installing loan applications.