News Topic:Loans

J&K Govt employees to get zero-balance accounts, concessional loans & insurance benefits

J&K government employees can access listed J&K Bank benefits, including loan concessions, waived processing fees, accident insurance and banking facilities.

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Grand Mufti calls for micro-loans, collective action on social concerns

Grand Mufti Mufti Nasir-ul-Islam urged collective action on drug abuse and social concerns in Kashmir and suggested micro-loans for needy families.

What Factors Affect MSME Loan Eligibility?

Knowing what typically shapes MSME loan eligibility assessment can help enterprises plan their application more carefully. Let us look at the key factors.

Can You Get a Mortgage with an Employment Gap in 2026?

Even with a career break or employment gap, borrowers may still qualify for a loan against property if they can demonstrate stable current income and consistent financial records.

How to Compare the Best Loan Apps Beyond Interest Rates and EMIs

When people look for best loan apps, the first things they usually compare are interest rates and EMIs. These factors don’t always give the full picture.

Personal Loan EMI Calculator: Understanding Monthly Payments for Low CIBIL Borrowers

Understanding how EMIs and calculation tools work helps bring clarity to repayment planning for those considering a personal loan for a low CIBIL score.

What Mistakes Should You Avoid While Applying for a Personal Loan Online?

Before you apply for a personal loan online, slow down and understand what truly influences approval, cost, and repayment comfort.

Latest news

INDIA bloc alleges electoral roll irregularities, plans campaign at Ramlila Maidan

The INDIA bloc has alleged electoral roll irregularities, demanded accountability from the Election Commission and announced plans to intensify its campaign in Delhi.

Kenyan runners win Kashmir Marathon titles; Runner carrying child draws attention

Kenyan runners Omolo and Harpaa won the Kashmir Marathon 2026 men's and women's titles as 1,807 runners, including 73 foreign athletes, took part in Srinagar.

65-year-old motorcyclist dies after accident in Shopian

A 65-year-old motorcyclist, Muhammad Ishaq Paul of Sindoo Shirmal, Shopian, died at SMHS Hospital Srinagar after sustaining injuries in an accident.

Must read

Royal Premier League final draws thousands to Pulwama amid traffic congestion

The Royal Premier League final between Sultan Warriors Baramulla and Royal Goodwill Cricket Club drew thousands to Pulwama, causing traffic congestion.

J&K’s digital jobs push needs a verification receipt before trust breaks

To combat fake job offers in Jammu & Kashmir, employers must adopt a "verification receipt" to help candidates instantly identify legitimate opportunities.