News Topic:Loans

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Grand Mufti calls for micro-loans, collective action on social concerns

Grand Mufti Mufti Nasir-ul-Islam urged collective action on drug abuse and social concerns in Kashmir and suggested micro-loans for needy families.

What Factors Affect MSME Loan Eligibility?

Knowing what typically shapes MSME loan eligibility assessment can help enterprises plan their application more carefully. Let us look at the key factors.

Can You Get a Mortgage with an Employment Gap in 2026?

Even with a career break or employment gap, borrowers may still qualify for a loan against property if they can demonstrate stable current income and consistent financial records.

How to Compare the Best Loan Apps Beyond Interest Rates and EMIs

When people look for best loan apps, the first things they usually compare are interest rates and EMIs. These factors don’t always give the full picture.

Personal Loan EMI Calculator: Understanding Monthly Payments for Low CIBIL Borrowers

Understanding how EMIs and calculation tools work helps bring clarity to repayment planning for those considering a personal loan for a low CIBIL score.

What Mistakes Should You Avoid While Applying for a Personal Loan Online?

Before you apply for a personal loan online, slow down and understand what truly influences approval, cost, and repayment comfort.

How Working Capital Loans Improve Cash Flow Management

By offering flexible financing options, a working capital loan enables businesses to bridge cash flow gaps and cover operational expenses.

Latest news

Special NIA Court acquits man in 2022 Ganderbal grenade case

A Special NIA Court acquitted Asif Bashir Khan in a 2022 Ganderbal grenade case, holding that the prosecution failed to prove the charges beyond reasonable doubt.

J&K notifies Common Duct Policy 2026 to curb repeated road excavation for utilities

J&K has notified the Common Duct Policy 2026, mandating shared underground utility corridors to reduce repeated road excavation for utility networks.

LG Manoj Sinha prorogues J&K Legislative Assembly

Lieutenant Governor Manoj Sinha has prorogued the J&K Legislative Assembly under Section 18 of the Jammu and Kashmir Reorganisation Act, 2019.

Must read

Royal Premier League final draws thousands to Pulwama amid traffic congestion

The Royal Premier League final between Sultan Warriors Baramulla and Royal Goodwill Cricket Club drew thousands to Pulwama, causing traffic congestion.

J&K’s digital jobs push needs a verification receipt before trust breaks

To combat fake job offers in Jammu & Kashmir, employers must adopt a "verification receipt" to help candidates instantly identify legitimate opportunities.