News Topic:Loans

J&K Police warn against fake loan apps used for blackmail

J&K Police have warned against fake loan apps that may misuse personal photos and contact lists to threaten, intimidate or blackmail users.

J&K Govt employees to get zero-balance accounts, concessional loans & insurance benefits

J&K government employees can access listed J&K Bank benefits, including loan concessions, waived processing fees, accident insurance and banking facilities.

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Grand Mufti calls for micro-loans, collective action on social concerns

Grand Mufti Mufti Nasir-ul-Islam urged collective action on drug abuse and social concerns in Kashmir and suggested micro-loans for needy families.

What Factors Affect MSME Loan Eligibility?

Knowing what typically shapes MSME loan eligibility assessment can help enterprises plan their application more carefully. Let us look at the key factors.

Can You Get a Mortgage with an Employment Gap in 2026?

Even with a career break or employment gap, borrowers may still qualify for a loan against property if they can demonstrate stable current income and consistent financial records.

How to Compare the Best Loan Apps Beyond Interest Rates and EMIs

When people look for best loan apps, the first things they usually compare are interest rates and EMIs. These factors don’t always give the full picture.

Personal Loan EMI Calculator: Understanding Monthly Payments for Low CIBIL Borrowers

Understanding how EMIs and calculation tools work helps bring clarity to repayment planning for those considering a personal loan for a low CIBIL score.

Latest news

Mirwaiz among world’s 500 most influential Muslims for 13th consecutive year

Mirwaiz Dr Moulvi Muhammad Umar Farooq has once again featured among the world’s 500 most influential Muslim personalities in the 2027 edition of ‘The Muslim 500’.

Nearly 2000 kg of rotten meat seized in Budgam in two days; FIR registered

Around two tonnes of rotten meat were seized and destroyed at Budgam Railway Station in two days; police registered an FIR and are probing how it was transported.

India stun Pakistan in last-ball thriller to clinch U19 Asia Cup

India defeated arch-rivals Pakistan by one wicket in a thrilling last-ball finish to lift the ACC Men's Under-19 Asia Cup 2026 title at the Al Amerat Cricket Ground in Oman.

Must read

Aga Ruhullah announces exit from NC, resignation as Srinagar MP

Aga Ruhullah Mehdi announced his decision to quit the National Conference and resign as Srinagar MP, citing the party's failure to honour election promises.

NC govt lacks political will to free youth facing incarceration, says Waheed Para

Waheed Para said that the current NC-led government has the power to drop cases against young people who are imprisoned, but they lack the political will to do so.