News Topic:Fixed Deposits

Deposit Interest or Insurance Proceeds: Which Is Taxed More?

Understand why fixed deposit interest is fully taxed as income while most insurance payouts remain tax-free. Learn the difference between gains and compensation.

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Cheating in FDs worth lakhs surface in private bank in Jammu

Police have started an investigation in a bizarre incident of cheating in the FDs worth lakhs in one of the branches of a private bank here at Janipur.

Secure Your Future: Evaluating the Best Saving Schemes

It is always best to make informed decisions on the best saving scheme for your portfolio, instead of blindly going by others’ advice and inputs.

How fixed deposit can be used as collateral for overdrafts, other financial products

Are you in need of some quick cash for meeting your financial emergencies? Read through this article to find out how you can obtain loans against Fixed Deposits.

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J&K Govt degree colleges told to enforce strict attendance, working hours

J&K Higher Education Department directs government colleges to enforce biometric attendance, punctuality and working hours, warning of disciplinary action.

Police file chargesheet in alleged Rs 35 lakh cheque fraud case in Pulwama

EOW Kashmir has filed a chargesheet against a Pulwama resident in an alleged Rs 35 lakh cheque fraud case involving a cheque issued in his deceased father's name.

Two killed, around 80 shelters gutted in fire at Bemina’s Durbal area

At least two persons were killed and around 80 temporary shelters gutted after a massive fire broke out in the Durbal area of Bemina, Srinagar.

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Aga Ruhullah announces exit from NC, resignation as Srinagar MP

Aga Ruhullah Mehdi announced his decision to quit the National Conference and resign as Srinagar MP, citing the party's failure to honour election promises.

NC govt lacks political will to free youth facing incarceration, says Waheed Para

Waheed Para said that the current NC-led government has the power to drop cases against young people who are imprisoned, but they lack the political will to do so.