News Topic:Banks

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Which Credit Cards Are Lifetime Free in India in 2026?

Looking for lifetime free credit cards in India in 2026? Check out zero-fee options like the AU LIT, Xcite series, and the Paytm AU co-branded card.

Understanding Bank Nifty: Drivers, Risks and Long-Term Behaviour

The Bank Nifty, officially known as the Nifty Bank Index, is a sectoral stock market index that attracts major banking companies listed on the National Stock Exchange of India.

₹3.11 Crore Embezzlement: Crime Branch chargesheets two in Baramulla bank fraud

The Economic Offences Wing (EOW) Kashmir of the Crime Branch, Jammu and Kashmir, has filed a chargesheet in a decade-old bank fraud case.

What Makes Digital Credit Card Applications More User-Friendly

Earlier, getting a Credit Card meant visiting a bank branch, filling out long forms, and waiting for days. Today, digital platforms have made this process much easier.

Digital Banking Adoption: Transforming Rural Financial Access in Jammu & Kashmir

It is already a well-known fact that the digital age continues to transform the ways in which everyday individuals perform financial transactions.

Cheating in FDs worth lakhs surface in private bank in Jammu

Police have started an investigation in a bizarre incident of cheating in the FDs worth lakhs in one of the branches of a private bank here at Janipur.

Security guards to be withdrawn from 650 J&K Bank ATMs across J&K

G Active Security Services has formally notified the withdrawal of its security personnel from 650 Jammu and Kashmir Bank ATMs across the Union Territory.

Latest news

KRAFTON India doubles the scale of its student esports tour, expanding to 256 campuses

KRAFTON India has announced the launch of the College Campus Tour for the 2026–2027 season. The large-scale initiative is already underway.

Premium Garment Steamers Delivering Consistent Results Across Different Fabric Types

Different fabrics need suitable heat levels with steady steam output to maintain their original feel. Understanding these features helps people select the best garment steamer.

Why Your Home’s Plumbing System Needs A Trusted Plumber

This article will explore the benefits of relying on local plumbing professionals, common plumbing issues that necessitate expert intervention and maintain plumbing system.

Must read

Royal Premier League final draws thousands to Pulwama amid traffic congestion

The Royal Premier League final between Sultan Warriors Baramulla and Royal Goodwill Cricket Club drew thousands to Pulwama, causing traffic congestion.

J&K’s digital jobs push needs a verification receipt before trust breaks

To combat fake job offers in Jammu & Kashmir, employers must adopt a "verification receipt" to help candidates instantly identify legitimate opportunities.