News Topic:Banks

Why Do Home Loan Rates Change but Your FD Rate Does Not?

Understand why your fixed deposit rate stays locked while your home loan rate floats. This guide breaks down interest-rate risk, contract structures and how banks manage margins.

Which Credit Cards Are Lifetime Free in India in 2026?

Looking for lifetime free credit cards in India in 2026? Check out zero-fee options like the AU LIT, Xcite series, and the Paytm AU co-branded card.

Understanding Bank Nifty: Drivers, Risks and Long-Term Behaviour

The Bank Nifty, officially known as the Nifty Bank Index, is a sectoral stock market index that attracts major banking companies listed on the National Stock Exchange of India.

₹3.11 Crore Embezzlement: Crime Branch chargesheets two in Baramulla bank fraud

The Economic Offences Wing (EOW) Kashmir of the Crime Branch, Jammu and Kashmir, has filed a chargesheet in a decade-old bank fraud case.

What Makes Digital Credit Card Applications More User-Friendly

Earlier, getting a Credit Card meant visiting a bank branch, filling out long forms, and waiting for days. Today, digital platforms have made this process much easier.

Digital Banking Adoption: Transforming Rural Financial Access in Jammu & Kashmir

It is already a well-known fact that the digital age continues to transform the ways in which everyday individuals perform financial transactions.

Cheating in FDs worth lakhs surface in private bank in Jammu

Police have started an investigation in a bizarre incident of cheating in the FDs worth lakhs in one of the branches of a private bank here at Janipur.

Security guards to be withdrawn from 650 J&K Bank ATMs across J&K

G Active Security Services has formally notified the withdrawal of its security personnel from 650 Jammu and Kashmir Bank ATMs across the Union Territory.

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Two alleged house robberies reported in Tral’s Aaligund

Two alleged robberies in Aaligund village of Tral have raised security concerns, with villagers urging police to identify the masked suspects.

Farooq Abdullah rules out NC split, assures grievance-ridden MLAs of action

Farooq Abdullah rules out a split in the NC after meeting around 16 MLAs, while Nazir Gurezi says legislators only want their grievances addressed.

JKPSC without regular Chairman for over 3 months, six member posts vacant

JKPSC has been without a regular Chairman for over three months, with six member posts vacant as thousands of candidates await recruitment updates.

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Aga Ruhullah announces exit from NC, resignation as Srinagar MP

Aga Ruhullah Mehdi announced his decision to quit the National Conference and resign as Srinagar MP, citing the party's failure to honour election promises.

NC govt lacks political will to free youth facing incarceration, says Waheed Para

Waheed Para said that the current NC-led government has the power to drop cases against young people who are imprisoned, but they lack the political will to do so.